Originally Posted by tomM925
Safe gun owners get to keep firearms. Those convicted with gun charges go to prison and or lose the right to own firearms. Incentive.
In Texas, I get to buy and drive almost any car I like (with limitations *gasp*), as long as I:
1) Register it
2) Purchase and keep at least minimum insurance on it
3) Have a license to operate one
4) Maintain it in proper working order
I get penalized (fined or license revoked) if any of the above are not met
I cant insure my car unless the above requierments are in place.
When I buy insurance for my car, the price is going to vary depending on the make, model, and color of my car as well as my age, driving record ect.
I see no reason why the same mechanism we use for automobiles could not be used for firearms
I envision a system that requiers me to purchase insurance for my firearm but not before certain criteria are met to own a firearm.
The insurance company would quote me a price for my insurance based on make and model of my weapon...(just like an automobile) ect.
I would then be free to find the best quote between insurance companies.
Companies would then compete with each other try and bring me over to their policy by offering discounts for multiple weapons, discounts for attending extra saftey classes or being a member of a law enforcement agiency or firearm associations such as the NRA or the like.
Just a thought.