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Old 10-11-2012, 09:28 AM #757
hsilman
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You think applying for a couple of credit cards is gonna turn your 770 into a 600? I've now had 10 different cards in the past 2 years, and my credit score is within 10 points of where it started. I even got a small personal loan during that time no problem.

Sure there is a catch. 1) your credit score can dip a few points temporarily, 2) if you sign up for cards you can't make the spend for bonuses, you waste time and credit, or 3) you can't control yourself and you spend money you don't have on ccs.

But as far as some magical gotcha from Citibank, no there isn't that catch.
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Old 10-11-2012, 10:03 AM #758
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Applying for multiple ones, no. But most people do that and also go nuts with spending on them.

Also question:

GMAT or GRE for International Affair/Foreign Policy Masters program?
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Old 10-11-2012, 10:15 AM #759
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Clearly Harry is opening them to take advantage of their rewards with full knowledge that he won't go crazy spending on them.
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Old 10-11-2012, 10:20 AM #760
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Obviously lol

In fact, I don't even keep them on me, they are all in a drawer at home. I make initial spends and the occasional automated purchase(like Netflix) just to show some activity.

My wife had the same idea stuck in her head at first. Why is having a credit card "scary" to people? Its like you don't trust yourself to not be an idiot with it. I make the initial spend either through Amazon payments or stuff I buy anyways like groceries, then stop.
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Old 10-11-2012, 10:30 AM #761
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I think I have 2 random CC's open that I never use anymore. Though that was also back from my poor money managing days.
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"Originally posted by visualx: hey everyone, look at me. i call people poor though i make absolutely nothing; brag about my job as an intern or some ****; hate on people for not being fat like me; and absolutely never have any idea what i'm talking about, though i always have a ****ing righteous indignation with everything i say! aren't i ****ing amazing?! do you all like me yet?! oh, you know that hate is just a guise! good thing i have a ****ing amazing life! now let me go **** my fat girlfriend and cry myself to sleep"

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Old 10-11-2012, 10:31 AM #762
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Re-post from last page:

GRE vs. GMAT. GO!
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Old 10-11-2012, 10:50 AM #763
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Old 10-11-2012, 10:51 AM #764
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Quote:
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redbullstratos is pissing me off, i wanna see that ****er jump already
Yes.
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Old 10-11-2012, 01:15 PM #765
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Old 10-11-2012, 03:35 PM #766
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Pelto you really think that people shouldn't apply to graduate school if they don't score in the 99%? You are going to have problems in graduate school if this is how you think.
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Old 10-11-2012, 04:24 PM #767
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Old 10-11-2012, 06:12 PM #768
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You are going to have problems in graduate school if this is how you think.
How so?

In the sense that I won't score in that type of percentile?

or

In the sense that this would offend fellow classmates at graduate? If you meant this, then I do not see at all how my opinion would create conflict. I am not going to go around wearing a sign stating my opinion. Plus, even if some fellow classmate discovered my opinion and were offended by it, then I really don't care. School is not some sort of popularity contest.
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Old 10-11-2012, 06:56 PM #769
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Time to get a new phone, Droid 4 or Samsung stratosphere.
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Old 10-11-2012, 07:37 PM #770
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Wait for the new nexus or new galaxy
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Old 10-11-2012, 08:09 PM #771
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Decided that I'm just going to keep my Droid 2.
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Old 10-11-2012, 08:24 PM #772
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holy **** would wife in a heartbeat
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Old 10-11-2012, 08:48 PM #773
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Pelto, what would you do if you scored in the 98th percentile?
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Old 10-11-2012, 09:08 PM #774
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holy **** would wife in a heartbeat
you'd have to wife her -



getit?
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Old 10-11-2012, 09:09 PM #775
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Old 10-11-2012, 09:26 PM #776
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holy **** would wife in a heartbeat
...boxxy?
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Old 10-11-2012, 09:53 PM #777
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Wait for the new nexus or new galaxy
HTC DLX
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