Bro that gat makes me tingly in my loins. As an insurance broker in Illinois, just get on a payment plan with the provider/hospital who's doing the surgery. Ask them for any discounts or early pay options. They cannot send you to collection as long as you make some consistent payments. Would just hate to see you lose that gun to pay for a deductible....
Easy like Sunday morning.
Nothing but the best.
Throw a ball in my wheelhouse, I hit a bomb.