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Old 08-25-2010, 09:47 AM #1
Sugar Truck
scruff and short ties
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Join Date: Feb 2008
Not too familiar with credit cards...

If there's no credit balance pending, how does the APR come into play?

edit: I wasn't sure if this was the right forum to ask this question...
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Old 08-25-2010, 04:36 PM #2
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Join Date: Mar 2006
Location: NY
 has been a member for 10 years
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If you don't have a balance then you are not charged interest. So the APR doesn't come into play at all.
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