Please take a look at the list of features and frequently asked questions in the Ultimate Sticky: http://www.pbnation.com/showthread.php?t=2677348
Please let us know if you have any specific questions.
If you want to set off and go develop some grand new thing, you don't need millions of dollars of capitalization. You need enough pizza and Diet Coke to stick in your refrigerator, a cheap PC to work on, and the dedication to go through with it. We slept on floors. We waded across rivers. -John Carmack