Is not paying off credit always bad? - PbNation
Find fields & stores near you!
Find fields and stores
Zipcode
PbNation News
PbNation News
Community Focus
Community Focus

 
Archived Thread - Cannot Edit  
Old 08-22-2007, 01:59 AM #1
smupaintball
 
 
smupaintball's Avatar
 
Join Date: Jun 2007
Is not paying off credit always bad?

If I am still in my introductory 0% APR with my credit card will it hurt me any to have a small outstanding balance every once in a while?
__________________
Actually make $ online! You will not be a millionaire but it can add up...check out: http://www.topbux.org/?r=smupaintball
smupaintball is offline  
Old Sponsored Links Remove Advertisement
Advertisement
Old 08-22-2007, 09:27 AM #2
splatman720v2 (Banned)
 
Join Date: Jun 2007
You say I will pay it off and then you might forget about about or your APR will expire and you balance will build and then you will be in debt. Just dont do it.
splatman720v2 is offline  
Old 08-22-2007, 01:14 PM #3
FalconMan281
 
 
FalconMan281's Avatar
 
Join Date: Jul 2002
Location: Kansas City
FalconMan281 is a Supporting Member
 has been a member for 10 years
FalconMan281 owns a Planet Eclipse Ego
No, as long as it doesn't creep above the 50% mark of available credit for long periods of time. Though that is just my from knowledge on how credit works.

Now if your worried about paying interest. Well then no since your in your 0% period.


Also on a side note do you go to Southern Methodist University?
FalconMan281 is offline  
Old 08-22-2007, 04:43 PM #4
smupaintball
 
 
smupaintball's Avatar
 
Join Date: Jun 2007
no smu is the sophmore merc unit...it's a battle of the classes thing from my school and that's what we called ourselves and out team when I made the account.
__________________
Actually make $ online! You will not be a millionaire but it can add up...check out: http://www.topbux.org/?r=smupaintball
smupaintball is offline  
Old 08-22-2007, 05:27 PM #5
Tchernobog (Banned)
 
Tchernobog's Avatar
 
Join Date: Dec 2004
 has been a member for 10 years
I keep about a $100 balance on my card most of the time. Depending on your company, if there is a $0 balance on it every month, they might cancel it.
Tchernobog is offline  
Old 08-22-2007, 05:29 PM #6
Dyoel182
Steel Tank Fan
 
Dyoel182's Avatar
 
Join Date: Jun 2001
Location: North Texas
 has been a member for 10 years
I've never heard of any companies canceling your card for being in good standing. When you sit at $0 you start getting more cash advance and easy use check offers from them though.
__________________
2000 Tropic Green CSVT #836/2150
XBL: RapDonkey
Style: Basic Math
Dyoel182 is offline  
 




Posting Rules
Forum Jump