Some will only allow commercial due to insurance regulations so.......
There are only 3 underwriters for paintball last I heard and I have yet to SEE any that impose those restrictions. So it is a convenient lie to their customers - you and me.
Some of the individual insurance carriers might impose their own for example Cossio Insurance.
And there are always fields that think paintball should be about just paintball.
They can run their insurance agency and field anyway they want and I can spend my paintball budget anyway I want----Not on one of their fields.
So when you hear that folks, ASK is it the underwriter, insurance company policy, or just they way they want to run their field. Then ASK which companies are doing this to our sport.
I get stonewalled every time I ask it. Took over 5 years to find out IF Oklahoma D Day even carries insurance. They do - with Cossio Insurance.
Cossio has a LONG history of legal problems going back before he got into paintball. Got sued over violating a non-compete clause. He had a lawsuit with a failed paintball enterprise not related to insurance. Followed by a bankruptcy. HE was instrumental in the campaign to ban full auto markers. He is NO FRIEND of our sport and all the fields should NOT do business with him.