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Old 11-29-2012, 02:30 PM #1975
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Quote:
Originally Posted by Somnambulistz View Post
btw forgot to ask Ben, is title / land registry in your area electronic? or is it still done through searches at a county office?
It's both. The newer stuff, 1992 and forward, is typically available online if you've got a subscription to the county's Register of Deeds system. Older stuff has to be manually searched in the books at the courthouse. They're working on scanning in the older books, but they're not indexing them. So, if you have a document number, you can find it, but if all you have is volume and page, or legal description, you're still going to have to come in and look it up. At first, I didn't care for that method, but then I realized it makes sure the local companies still have the edge against someone in the Phillipines doing search work remotely.
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Old 11-29-2012, 03:06 PM #1976
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LOL! Amazing what kinda conclusion you could draw with that comment hahahahaha!
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It's both. The newer stuff, 1992 and forward, is typically available online if you've got a subscription to the county's Register of Deeds system. Older stuff has to be manually searched in the books at the courthouse. They're working on scanning in the older books, but they're not indexing them. So, if you have a document number, you can find it, but if all you have is volume and page, or legal description, you're still going to have to come in and look it up. At first, I didn't care for that method, but then I realized it makes sure the local companies still have the edge against someone in the Phillipines doing search work remotely.
Ah cool! we are pretty much 99% e-reg up here now, but the same problems you have down there with fraud we have up here, thankfully for title insurance and do diligence on both the companies parts and the banks, its getting allot more difficult. Someone in our neighborhood had their home sold without them knowing for 1.8 million, and somehow title insurance was given, ended up making the legal reports for the month and set a precedent in regards to identification and certified cheques. Honestly, I hate having to get cheques certified and taking them back and forth between the office and the other side's lawyers. Even though they can be cancelled and tracked, its the fact that is can be cashed without real flags (or before they can be put up) that frightens me. Cest La Vie!
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Old 11-29-2012, 03:28 PM #1977
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Yeah, e-file is something that's starting to worm its way in around here, but it'll be a cold day in Hell before I willingly accept it as a way of doing business. Too much can go astoundingly wrong. Even with paper documents and live signatures, things go wrong, and then it's up to a sharp title examiner to catch and fix it.

Even then, if someone's deterimined to commit fraud, you're stuck dealing with it for a very long time. One of the title companies around here (who also owned a mortgage broker company and appraisal business in the same building) is sitting in federal pound me in the *** prison because of real estate fraud. Those of us who know refuse to use his title work as prior evidence, because it may have been part of his fraud, and even if it wasn't, he sucked at title searches. It's just safer to do our own from scratch than trust his ****ty work. If all else fails, I'm on very good terms with the underwriter he'd been going through. They just say "oh, another one from X Title? Send it over, we'll give you a letter of indemnity" when I don't have a choice, or when I find something he botched.
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Old 11-29-2012, 03:40 PM #1978
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Old 11-29-2012, 06:01 PM #1979
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Yeah, e-file is something that's starting to worm its way in around here, but it'll be a cold day in Hell before I willingly accept it as a way of doing business. Too much can go astoundingly wrong. Even with paper documents and live signatures, things go wrong, and then it's up to a sharp title examiner to catch and fix it.

Even then, if someone's deterimined to commit fraud, you're stuck dealing with it for a very long time. One of the title companies around here (who also owned a mortgage broker company and appraisal business in the same building) is sitting in federal pound me in the *** prison because of real estate fraud. Those of us who know refuse to use his title work as prior evidence, because it may have been part of his fraud, and even if it wasn't, he sucked at title searches. It's just safer to do our own from scratch than trust his ****ty work. If all else fails, I'm on very good terms with the underwriter he'd been going through. They just say "oh, another one from X Title? Send it over, we'll give you a letter of indemnity" when I don't have a choice, or when I find something he botched.
Oh christ heard horror stories about those types, and even the clean ones they did ya have to check and recheck. I feel for you having to deal with burnt files like that, I've read about people who have committed such nasty business in the monthly legal reports outta Lexus Nexus. There was a rash of para-legals who fancied themselves lawyers in Ontario, and we're basically using registrations under the lawyers secure program for title on properties they had no business doing, and when finally they got called on the bs, it was raining crap all around. They had law society's and professional ethics councils up in arms and basically made the para-legal association retool there entire program requirements, even going as far as to require professional development on the latest anti-fraud procedures that must be adhered to. Meanwhile the court cases took forever, even after the waiving of charter rights, and they got such little slaps on the wrist its pathetic. I guess because that fraud hadn't been really set in precedent there wasn't much of a strict sentence guideline, but I do believe in setting a deterrence factor via harsh punishment. If you commit fraud of any large nature like that, electric chair on half power might be a good idea (said a little jokingly lol), but i think those who commit crimes of finance in excess of 10 thousand dollars should have at least a mandatory year - 15 depending on the severity / counts of the crime. I guess because we have this over the top system of purchase and selling of all property in Canada that it has some decent buffers for catching ****ty ppl, but good lord does it make for a bureaucratic nightmare....

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Jordan : I gots the pm. I'm good on stuff . I am loving my g7 fly and after snagging that virtue ....well **** just got real. Lol
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Old 11-29-2012, 06:15 PM #1980
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Obama administration gun ban list proposal.......yikes!
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Old 11-29-2012, 07:02 PM #1981
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Old 11-29-2012, 07:17 PM #1982
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Old 11-29-2012, 08:05 PM #1983
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Obama administration gun ban list proposal.......yikes!
***** what?
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Old 11-29-2012, 08:31 PM #1984
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what?
It's actually pretty serious this time around too.
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Old 11-29-2012, 08:47 PM #1985
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Old 11-29-2012, 08:49 PM #1986
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They realllllly don't want to piss the Mullets off......
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Old 11-29-2012, 08:54 PM #1987
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It's actually pretty serious this time around too.
Yeah, especially since it'll have to pass through the houses, be vitto'd a dozen or so times, changed, reworded, compromised and the end result? you can't own a python without a permit......

I was actually reading about this from a Prof. from Northwestern Uni. To summarize, he took 100 points of contention both right and left leaning political entities claim are being eroded and destroyed. He then compared it to 1953 and also a long term median for rights on these certain areas. What he found was that 90% of what both the right and left claim are being eroded and destroyed are actually fictional, and that individual rights have actually been extended far greater than most who live in America currently (in their lifetime).

So I pose this to you OT, (and you know i am a Republican (traditional republican / libertarian not these new age listen to Rush and get crazed up because every nutjob from every town has a voice because of the internet types), if data supports that freedoms are actually greater than that of 1953 (believe me it doesn't feel that way in Canada), has America given rise to a new type of group beyond the 2 powerful political party groups, a hyper-reactionary iconoclastic group who requires an extreme destabilization of the norm to function / find fulfillment? And if this group does exist, and is so prominent in voice yet lacking in power, would it not be considered a ploy of liberal / left leaning individuals to keep such groups around because it would only bolster there own group? Ya can't hide nuts with allot of ketchup Even more, why would you not want a sane, rational and strong right leaning political group, when you can have one that is essentially so scared and distracted at windmills, that the other group labels you Man of La Macha? (forgive the SP!)....

This is what scares me, that in 4 years time the good ol'elephant supporters will be chasing after windmills in full armor and a lance with an empty bottle of lithium.

Of course i could be wrong, usually i am...but makes ya think don't it!

Gun for thought, or food, but shouldn't the republicans be worried about the next round of supreme court nominations? Remember, before a major constitutional change occurs or even a major law, most challenges by the lobby go up there....yeah! there ain't no windmills in that court room!
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Last edited by Somnambulistz : 11-29-2012 at 08:59 PM.
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Old 11-29-2012, 08:57 PM #1988
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Old 11-29-2012, 09:39 PM #1989
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Old 11-29-2012, 09:50 PM #1990
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**** obama and his anti-gun policies...
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Old 11-29-2012, 10:11 PM #1991
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So reading that it states "any firearm used by military or LE is not purposed for sporting use "


So glocks, berrettas, 1911's, ect.... Handguns will all be banned too? **** that. I feel like whoever wrote that list just spent some time on Google searching "assault rifles!! ". What are bills like this attempting to fix? Gun violence? Armed robberies? Non of that happens with legal weapons a majority of the time anyways. If you really cared about taking guns out of the hands of criminals you would beef up the atf so they could do more law enforcement, and arm the sheep so that the wolves fear attacking.
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Old 11-29-2012, 10:13 PM #1992
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Well, the fewer people that have guns ready, the fewer "accidents" and rage crimes will go down.

It won't eradicate gun violence, but it sure will limit it.

Fewer people imprisoned. Less vexing on society and gov't funds.

That's how I see it.
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Old 11-29-2012, 10:31 PM #1993
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Well, the fewer people that have guns ready, the fewer "accidents" and rage crimes will go down.

It won't eradicate gun violence, but it sure will limit it.

Fewer people imprisoned. Less vexing on society and gov't funds.

That's how I see it.

Are you ****ing retarded??? Highest Crime Rate states are still california and new york, WHY YOU ASK???? because they will not allow you to have them. YOU THINK A ROBBER IS GONNA BUY HIS GUN LEGALLY?!?!?! Sorry, but you're a ****ing moron if you think that. You're only disarming the vast majority of the would-be victims.

Here in Texas, You try and rob someone, you better have that gun ready because 9 out of 10 people here, will nail your *** at a flat out run 30 feet or more away...
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Old 11-29-2012, 10:34 PM #1994
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Hey, if you haven't noticed, we make up a massive portion of our country's population.

Look at crimes per capita and then the percentage of them made by people who bought their guns legally.

It's a good chunk.

At least make background checks more intensive.

I'm not for complete outlawing of firearms, but I do think it's too easy to acquire them.



And if you're disarming the good portion of the population, then there won't be gunfights where there's more than just 1-2 victims. Furthermore, people carrying guns in public can be arrested on the spot since there's no reason for them to have them, right?

Bazam. Makes **** easier.
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Old 11-29-2012, 10:41 PM #1995
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Hey, if you haven't noticed, we make up a massive portion of our country's population.

Look at crimes per capita and then the percentage of them made by people who bought their guns legally.

It's a good chunk.

At least make background checks more intensive.

I'm not for complete outlawing of firearms, but I do think it's too easy to acquire them.



And if you're disarming the good portion of the population, then there won't be gunfights where there's more than just 1-2 victims. Furthermore, people carrying guns in public can be arrested on the spot since there's no reason for them to have them, right?

Bazam. Makes **** easier.
Definitely won't feel sorry for you when you're a victim of some type of violent crime. I'm just gonna kill the ****er that tries.

Probably tell you to write a letter to Obama, i'm sure he'll listen
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