I agree with having food, water, medicine, guns, etc. set aside as a different form of insurance. Same as having fire extinguishers and smoke alarms.
Some people go overboard with it. People can go overboard with anything.
East Coast Army
The raw steel thinks of itself as badly treated as it is thrust into the fire and beaten repeatedly. The polished sword looks back and understands why.
"Associate with men of good quality if you esteem your reputation; for it is better to be alone than in bad company."
- George Washington