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View Poll Results: Should i start a savings account?
Yes 26 61.90%
No 3 7.14%
Depends how fine this booty is at the checkout. 13 30.95%
Voters: 42. You may not vote on this poll

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Old 10-13-2012, 04:05 PM #106
Treghc
 
 
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Quote:
Originally Posted by AlienBoy View Post
Sounds like your doing good.

Thanks for the advice. I went and dropped a grand into my savings account today. I asked the interest rate and he said it was horrible at the moment.

.1% is what he said i was like wtf.....
i'm not sure why im putting my money into bank of america. I should just open and online banking account but not sure... feeling lazy right now.
I would stay away from Bank of America. Horrible service. Too big of a bank for them to care about you in the slightest and when they **** you over, you'll have nothing to beat them with.

Find a decent credit union or a reputable bank. You want a big bank/CU, but also one that is small enough to put good focus on customer service. It pays down the road, trust me.

Any savings account you open will have pretty bad interest. With the economy the way it is, it's hard to earn any money from interest unless you're going through certain investments (there's a fixed annuity right now earning 5% for years, tax deferred. Not a bad deal at all).

What you should be focusing on using your savings account for is two things:

1 - Future. Placing part of your paycheck in to savings as a form as future investment and/or uh-oh funds. It's very nice to have a security blanket in case **** goes down. You never know when you might need a little extra cash for car repairs, medical bills, and the like. You may never need the cash, but it's better to have it there in case you do.

2 - Security. I recommend not linking your savings account with your debit card. This way, if you eventually accrue a balance in your savings account that is higher than your average balance of your checking account, you have piece of mind in case your debit card is stolen of the information is taken.
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Old 10-13-2012, 04:17 PM #107
ALLCAPS (Banned)
 
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savings account are for people who save lives only
ya dig
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Old 10-13-2012, 07:45 PM #108
frankie says chillax
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Old 10-13-2012, 07:48 PM #109
frankie says chillax
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i carry my money on me. i have 850 in my wallet right now and another 2k hidden in a fire resistant case.

can't let them follow a trail, nah meen?
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Old 10-13-2012, 08:03 PM #110
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Quote:
Originally Posted by frankie says chillax
i carry my money on me. i have 850 in my wallet right now and another 2k hidden in a fire resistant case.

can't let them follow a trail, nah meen?
See that's extreme I normally carry about 400 or so on me at any given time. I go to the bank once a week to take out money after my check deposits.

Also **** the police yolo swagmonsta yerr
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