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Old 02-23-2012, 07:40 PM #1030
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Quote:
Originally Posted by Matt.is.back2011 View Post
You realize it actually dings your credit score if you don't pay off the full amount after the first month, right? Also, 17% on $300 is $51, so that guy only saved you $49 dollars unless you pay it off immediately.

But you just lost your job, right?
This guy, right here, doesn't understand financing.
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Old 02-23-2012, 07:45 PM #1031
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that's not accurate...like at all...
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Originally Posted by tchs_drummer06 View Post
What in the WORLD are you talking about?

No, it doesn't.
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Originally Posted by PeYToN-SS View Post
This guy, right here, doesn't understand financing.
all of this.
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Old 02-23-2012, 07:55 PM #1032
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You have now been called out by a CPA, an engineer and that one dude with a hyphenated last name.

What ya got?
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Old 02-23-2012, 07:57 PM #1033
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I also will jump on the bandwagon.
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Old 02-23-2012, 09:09 PM #1034
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I also will jump on the bandwagon.
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Old 02-23-2012, 10:42 PM #1035
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Quote:
Originally Posted by tchs_drummer06 View Post
You have now been called out by a CPA, an engineer and that one dude with a hyphenated last name.

What ya got?
the other engineer says hes a tard as well.
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Old 02-23-2012, 10:58 PM #1036
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Originally Posted by Matt.is.back2011 View Post
You realize it actually dings your credit score if you don't pay off the full amount after the first month, right? Also, 17% on $300 is $51, so that guy only saved you $49 dollars unless you pay it off immediately.

But you just lost your job, right?
wat
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Old 02-23-2012, 10:58 PM #1037
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You have now been called out by a CPA, an engineer and a genius
What ya got?
fixed
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Old 02-23-2012, 11:11 PM #1038
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The dude told me to pay my minimum payment and never be late on one its like 35 bucks a month. That's the smart thing to do right? I pay all that interest to get the credit?

I also have my old job back (Penn station) so I still have sufficient income.
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Old 02-23-2012, 11:18 PM #1039
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Im gonna side with matt.is.back on this one. Not because I agree with him, just because Im a contrarian.
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Old 02-23-2012, 11:19 PM #1040
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Im gonna side with matt.is.back on this one. Not because I agree with him, just because Im a contrarian.
You couldn't just wait for kellster to show up like usual?
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Old 02-23-2012, 11:21 PM #1041
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Also my discount was more than 100$.. the watch retails at Kay for 445. My credit limit was 330 and he sold it to me for 295

I feel like I stole the thing.
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Old 02-23-2012, 11:44 PM #1042
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Old 02-23-2012, 11:44 PM #1043
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Old 02-23-2012, 11:46 PM #1044
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Also my discount was more than 100$.. the watch retails at Kay for 445. My credit limit was 330 and he sold it to me for 295

I feel like I stole the thing.
that's so weird getting a watch for under retail
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Old 02-24-2012, 12:06 AM #1045
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that's so weird getting a watch for under retail
I mean, I've never bought anything nicer than a fossil at pac sun breh. I didn't know what to expect, I just want to build credit and I bought a watch cause I'm hoping people at interviews will take me more seriously cause of it

Slightly better picture
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Old 02-24-2012, 12:14 AM #1046
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A watch doesn't get people to take you seriously, not being a hick does tho
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Old 02-24-2012, 06:06 AM #1047
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Originally Posted by Matt.is.back2011 View Post
You realize it actually dings your credit score if you don't pay off the full amount after the first month, right? Also, 17% on $300 is $51, so that guy only saved you $49 dollars unless you pay it off immediately.

But you just lost your job, right?
whats your job again? i thought you were involved in finance
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Old 02-24-2012, 06:30 AM #1048
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All Southerners are racist. Fact.
Not me.
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Old 02-24-2012, 06:51 AM #1049
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Quote:
Originally Posted by SHOOT3R USA View Post
Also my discount was more than 100$.. the watch retails at Kay for 445. My credit limit was 330 and he sold it to me for 295

I feel like I stole the thing.
sounds like you had a good salesman. for the record, never buy jewelry from a chain store. the jack the price up on everything they sell so they can look good when they lower the price for you.

Ive been building my credit by doing two things: I got a credit card which I completely pay off every month and pretty much only use for gas. I also financed about 10% of my truck I bought last month. The rest I paid in cash.

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Old 02-24-2012, 06:52 AM #1050
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All Southerners are racist. Fact.
So?
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